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Virtual terminal or MOTO (Mail order/telephone order) is an online card payment authorization which allows the merchant to accept payments through mail and telephone orders.

The customers contact the merchant through mail or phone and tell their credit card data. The merchant enters these details on a special secure payment page and payment is made.

Today we will talk about this service and its possibility to provide the online business owner’s company with quick, easy and secure payment processing.

Which benefits Virtual terminal can give to your business?

  • Compatible with all cards bearing Visa and MasterCard logo, as well as American Express, Diners and JCB.
  • Give the possibility to accept card payments for purchases by phone, mail or fax.
  • Immediate online authorisation of transaction.
  • Rapid and easy to use, the merchant just should login through a browser and enter the cardholder card’ s details.
  • Access to online viewing of transaction records and full control.
  • Increasing your sales opportunities and clients base.
  • No need in buying or hiring the equipment– just use your own computer and Internet connexion.

Virtual terminals accounts are often provided for free being a part of a merchant account solution.

It can be very beneficial for you as many customers do not trust online stores and have a fear that their credit card data may be stolen. They feel safer when they give their credit card details over the phone to a real person.

In addition, customers may call you to ask questions about your product or service and having answered the questions, you can present them with an opportunity to process their credit card immediately over the phone.

If your merchant account is already opened than you will have a possibility to get a virtual terminal without too much extra paperwork. Many payment service providers offer this service as a free benefit of their merchant account.

Transactions with use of virtual terminal are considered as high risk for credit card fraud, because it is difficult for a merchant to verify that the actual cardholder is indeed authorising a purchase.

We hope you will appreciate the benefits of virtual terminal for your business, maybe this future will help you in increasing your profil and broadening your customer base.

Should you require any assistance or still have questions concerning the work of virtual ternamal, please, contact us and our managers will provide you with all the necessary information.

Apply for RegularPay payment solution today!

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